Embedded Finance for Modern Platforms & Businesses
Automate inbound & outbound payments with an industry leading platform and be propelled into the future.
Automate any incoming or outgoing payment
A powerful, unified suite of
payment products
Accept Any Payment
Accept payments from any card or bank account in the U.S. and Canada
Send Any Payment
Send payments to individuals and other businesses
Custom Payment Links
Embed a white-labeled custom payment portal on your website
Fast and Dynamic Payouts
Same-day processing to multiple bank accounts
Subscription Payments
Setup one-time or recurring payment schedules & invoicing, including Autopay
Automate All Payments
Unified platforms to facilitate all payment methods including ACH, Card, RTP, Check21, and Push2Debit
Integrate with the next-generation Fintech API
Choose your integration level from a no-code/low-code to a deeply embedded payment experience using our robust API platform.
Fast & Easy Implementation
Innovative API design to simplify and speed up development.
Plug & Play UI Tools
Modular UI components for embedding payments into your application quickly and securely.
Deep Integrations for Platforms
Take full control of the user experience from onboarding to transaction processing & reconciliation.
import payload from 'payload-api'
const pl = payload.Session('your_api_key')
const payment = await pl.Payment.create({
amount: 100.0,
payment_method: pl.BankAccount({
account_number: '1234567890',
routing_number: '021000021',
account_type: 'checking',
})
})
Security & Compliance Incorporated at Every Level
Robust fraud detection and risk management services come standard along with built-in tools to alleviate financial and data security compliance.
PCI, KYC and OFAC compliant
Built-in compliance tools
State-of-the-art Encryption
Secure, unidirectional, financial data security vault.
Risk Management Platform
Risk monitoring, analysis & detection and transaction flagging
Real-time Alerts
Like your credit card, Payload sends real-time alerts of suspicious activity
Flexible Pricing & Zero Cost Processing
Maximize revenue by allowing merchants to configure pricing that works for their businesses, options to pass card fees to payers, split fees, utilize level 3 data and volume discounts.