Payments & Payouts

Flexible Funding


Payment Links

Billing & Invoicing

Reporting & Analytics

Secure Inputs

KYC & Account Verification

Dynamic Fees & Pricing

Experience Our Unified Payment Stack

Payments & Payouts

At Payload's core is our simple and sophisticated transfer API for both incoming & outgoing payments

Incoming Payments

Securely initiate payments via any method including credit, debit, ACH, RTP, Plaid, Google Pay, Apple Pay or even check and unify all types of receivables.

Outgoing Payments

Securely send outbound payouts for commission payments, disbursements, vendor payments, claim payments, and more to automate your payables.

import payload from 'payload-api'

const pl = payload.Session('your_api_key')

const payment = await pl.Payment.create({
    amount: 100.0,
    payment_method: pl.BankAccount({
        account_number: '1234567890',
        routing_number: '021000021',
        account_type: 'checking'

Unified Funding & Dynamic Routing

Simplify accounting with netted, gross, or itemized daily deposits or utilize our API for dynamic fund routing.

Unified Daily Deposits Regardless of Payment Method
Simple Reporting and Reconcilliation
Dynamic Fund Routing Using Funding APIs
Unified Across All Types


Customizable modal, in-line, or stand-alone checkout plugin for all form factors.

  • Plug and Play UI
  • Supports card and bank account payment types
  • Mobile Optimized
  • Themeable
  • Supports convenience fee
  • Autopay and remember card toggleds
  • Secure and PCI compliant
View Documentation

Secure Inputs

Initiate a payment or store payment details securely with Secure Inputs.

Build native forms to capture payment details without PCI scope
Easy to integrate with a drop-in javascript plugin
Full control over UX and style
<form id="checkout-form" pl-form="payment_method">
  <div class="form-group col-7 px-1">
    <label>Card holder</label>
    <div class="form-control" pl-input="account_holder"></div>
  <div class="form-group col-7 px-1">
    <label>Card Details</label>
    <div class="form-control" pl-input="card"></div>

Billing & Invoicing

Payload's client invoicing and auto-pay tools make automating billing workflows and managing receivables simple.

Recurring Billing Schedules
One-Time Invoices
Brandable Invoice PDF
Automated Recurring Payment Support
Integrates With
Payment Links
Secure Inputs
Customer Portal

Automated KYC & Account Validation

Streamlined and sophisticated KYC (Know Your Customer) and onboarding.

API Driven Onboarding & Activation
Simple and Seamless For Merchants
  • No Complex Merchant Forms
  • Instant Approval
Safe and Transparent for Platforms
  • Status Updates
  • Zero Liability
  • Fully Compliant KYC and Underwriting

Reporting & Analytics

Payload's dashboard and APIs are designed for simple but intelligent reporting and analytics.

Detailed and Customizable Reports
Extensive Query Language API
Library of Downloadable Realtime Reports

Dynamic Pricing & Convenience Fees

Revenue Generating for Platforms and Merchants.

Configurable Fee Structures
Rev Share for Platform Partners
Volume Discounts for Merchants

Reduce Fees

Expand your options and be smart about the cost of payments.