Own the Payment Experience.Own the Revenue.
Fully embed and monetize payments without the headache and cost of becoming a payments company. Payload offers platforms the ability to securely integrate payments to enhance customer experience, increase adoption, and capture additional revenue.
Choose your integration pathway
Take control over the entire experience through a complete back end API approach or fast track your integration leveraging any of our off the shelf UI’s.
- RESTful APIs and Native SDKs
- White-Label Checkout and Payment Forms
- Hosted Payment Pages
- Embedded UI Components
Offload risk and compliance, scale without headaches
Payload handles PCI compliance, encryption, KYC, AML, and fraud prevention so your platform can process payments securely without the operational burden.
- PCI Compliance
- Automated KYC and AML Screening
- End-to-End Encryption and Tokenization
Monetize payments from day one
Turn payments into a revenue stream. Payload lets you set pricing, capture processing fees, and automate revenue sharing — all while providing a seamless experience for your customers.
- Custom Pricing and Markup
- Automated Revenue Sharing
- Real-Time Revenue Reporting
Integrate in minutes
Simple, expressive APIs with native SDKs for Node.js, Python, Go, Ruby, Java, and .NET. Process your first payment in minutes, not weeks.
Onboard Accounts
Embed a turnkey enrollment form with built-in KYC, compliance, and identity verification.
Route Funds
Split payments across multiple parties with per-transaction transfer routing.
Embed Checkout
Drop-in React components for PCI-compliant checkout with full design control.
Instant Payouts
Disburse funds in real time via RTP, FedNow, or push-to-debit.
# Backend: generate an enrollment token
enroll_intent = pl.Intent.create(
type='account_enrollment_plugin',
entity={
'type': 'business',
'country': 'US'
}
)
return {'token': enroll_intent.token}Adaptable enrollment for any use case
Intelligent KYC, identity verification, and compliance workflows for any business model or platform type — designed around the compliance and risk profile your platform requires.
- Tiered verification levelsFrom screen-only to full KYC, matched to your risk model
- Identity verificationDocument checks, SSN, biometrics
- Unified KYC/KYBSingle API for any entity type
- AML / watchlist screeningAutomated sanctions, PEP, and adverse media screening
- Ongoing monitoringContinuous compliance checks, status updates, and automated re-verification
Money in. Money out.
Cards, pay by bank, instant payments — accept and send across every rail from one platform.
All flows. Any direction.
Any method. One platform.
Receive Payments
Grow revenue by supporting every way businesses get paid. Whether it is collecting, billing, or managing recurring payments, every workflow is covered.
Learn MoreSend Payouts
Securely send outbound payouts for commission payments, disbursements, vendor payments, claim payments, and more to automate all payables.
Learn MorePricing logic built for complex platforms
Define pricing across every dimension — by payment method type, who absorbs the fee, how it's collected, and where the rule applies. From profile-level defaults to transaction-level overrides, Payload gives your platform complete control over billing logic.
- Configurable fee structuresFlat, percentage, tiered, or hybrid — per method, account, or transaction
- Fee ownership controlPlatform absorbs, pass to payer, split between parties
- Flexible collection methodsDeduct from settlement, add to invoice, or net from payout
- Revenue sharingConfigure partner rev share, referral fees, and commission splits
- Volume discountsAutomated tiered pricing based on processing volume
Ready to monetize your payment flow?
Contact us to see how fast you can launch, monetize, and scale with Payload.