Monthly rent, HOA dues, application fees, security deposits, and late fees arrive on different rails and schedules, while vendor payouts and owner disbursements go out on their own timelines. With Payload, every one of those flows runs on a single platform — and every transaction hits the same ledger.

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Collect rent, deposits, and fees online or on autopay. Pay owners and vendors without checks or wires, reconcile across every LLC and funding account, and get real-time alerts on returns and chargebacks.

For property managers

Embed payments with a REST API and UI components. Get KYC/KYB and risk monitoring built for property management, split-funding rules enforced on every transaction, and flexible pricing to monetize payments.

For property management software platforms

Whether you manage properties or build the software that does, Payload runs every property payment on one platform.

Residents pay rent, deposits, and fees by ACH (Next Day and Same Day), credit and debit cards, Apple Pay and Google Pay, RTP and FedNow, or Check21.

Collect from residents

Payload applies your funding rules and routes each payment: net proceeds to owners, management fees to managers, payouts to vendors and contractors, and security deposits to segregated per-unit accounts.

Pay owners, managers, and vendors

Residents pay on the rail they prefer. Payload applies your funding rules and routes each payment to the right account — owners, managers, vendors, and deposit accounts — on one ledger.

Accept ACH (Next Day and Same Day), credit and debit cards, Google Pay and Apple Pay, RTP and FedNow, and Check21 — all through a single endpoint, with hosted payment links and a branded payment portal.

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Integrated invoicing and billing schedules keep rent on time. Recurring ACH includes retry logic and resident notifications, so fewer payments slip through the cracks.

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Set split-funding rules once — management fee to the manager, remainder to the owner — and Payload enforces them on every transaction, across complex ownership structures.

Collect deposits at lease signing and refund them automatically at lease end. Synthetic accounts segregate deposits per unit — designed to help meet state trust account requirements like California and New York.

Book a demo and we'll walk through rent collection, deposits, and owner payouts for your properties.

Launch quickly with hosted payment links, a branded payment portal, and ready-made UI components.

Off-the-shelf

Mix the REST API with embeddable components to build payments natively into your product.

Modular APIs

Keep your own front end and use Payload for processing, split funding, payouts, and webhooks.

Backend-only

Payload’s REST API and embeddable UI components let platforms bring rent collection, payouts, and reconciliation natively into their product — through a single endpoint for ACH, card, RTP, and FedNow.

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Don’t see your platform? Contact us about integration options.

Payload is integrated with leading property management platforms, so payments run right where property managers work. Building your own platform? Embed Payload directly.

Book a demo to see how Payload fits your property management workflows — whether you manage properties or build the software that does.

Payload automates rent, deposits, fees, and owner and vendor payouts for property managers and the property management software platforms that serve them — across ACH, card, and instant payment rails, through one unified API.

Rent, deposits, owner & vendor payouts

Property Management

Earnest Money Deposits

Commissions & Disbursements

Fees & Invoicing

Rent & Deposit Payments

Integrations

Vendor Payments

One unified platform for every real estate payment. Every payment type is covered, reconciliation is automatic, and direct integrations with the software you already use keep everything in sync.

Don’t see your platform? Please inquire for integration progress.

Explore our extensive list of existing software integrations.

Brandable so your clients know it's you

Send or Embed

Customizable Form and Datafields

Attach Documents or Invoices

Empower your real estate brokerage or title company to send personalized payment requests or set up secure, static payment pages for collecting Earnest Money Deposits, fee collection, rent or deposits, and any other type of payment, while staying protected with the highest level of confidentiality, compliance, and security.

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Schedule Invoices

Create Recurring Invoices

Email Presentment and Reminders

Autopay Capabilities

Streamline your real estate brokerage or title company's billing with Payload's invoicing and auto-pay tools. Offer agents or customers our Payment Portal to let them see and manage their invoices, receipts, and payment methods. 

Low Cost

Pay Any Person or Business

Unlimited Bank Accounts

Same Day Processing

Automated receipts and notifications

Eliminate the hassles of checks and wires and enjoy fast, secure, and cost effective outbound agent commission payouts, closing disbursements, vendor payments, and more. Offer the latest payment methods including Same Day ACH, Real Time Payments, and FedNow.

Custom Reports To Automate Reconciliation

Refund or Void Payments For Free

Subscribe to Payment Notifications

Assign Administrator Permissions

Empower your decision-making with Payload's advanced reporting and analytics. Our intuitive dashboard tools simplify monitoring, controlling, and reporting on your payments, giving your firm the clarity and insights needed to optimize financial performance.

Payment fraud and data theft pose an ever-increasing threat to real estate companies. Payload has passed the payment industry's most rigorous tests to eliminate these risks for both you and your home buyers.

From earnest money to closing disbursements, Payload automates every inbound and outbound payment workflow for brokerages and title companies — with the compliance, security, and reconciliation tools your transactions demand.

Brokerage, Title, Mortgage, Property Mgmt 

Real Estate

Auto-Late Fees

Payload's policyholder invoicing and auto-pay tools make automating billing workflows for insurance providers simple.

No more juggling different payment processors. Payload allows you to accept payments online and in person with maximum flexibility and compliance.

Direct Funds into Unique Accounts by Business Line

Compliant Binder Payment Separation and Routing

Split Transactions

2 Day Disbursements

Payload provides complex disbursement functionality and simple controls to ensure businesses stay compliant with all legal and industry regulations

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Intuitive Dashboard

Advanced Reporting and Analytics

Integrate with Preferred Policy and Claims Systems

Advanced Security & Dispute Management

Payload comes with a suite of intuitive merchant dashboards that make it easy for insurance teams to control, track and generate reports on payments.

Automatic & Guest Payments

Binder Payment Handling

Pass Card Fees To Policy Holders

Simply connect more than just billing data

Integrate With Policy & Claims Systems

Payload is designed to tackle the unique billing, reporting, routing and compliance hurdles faced by insurance companies. Whether you are a software service looking to integrate payment functionality or you are developing an in-house solution for a specific insurance provider, the Payload API makes it fast, safe, and secure.

Insurance Providers

Assign Billing Permissions

Payload's invoicing and auto-pay tools make automating billing workflows simple and consolidated.

Direct Funds into Unique Settlement Accounts

Split Transactions for Rev Share Arrangements

Next Day Disbursements

Simple Reconciliation

Payload provides complex disbursement functionality and simple controls to ensure businesses stay compliant and everyone is paid out quickly and transparently.

Automated and Simple Onboarding

Integrate with Preferred CRM and Accounting Systems

Payload comes with a suite of intuitive dashboards and APIs that make it easy for teams to control, track and generate reports on payments and performance.

 Save big: pass card fees to clients and offer ACH for free.

Enterprise Business Solutions

Fully compliant auto-pay, recurring billing and batch controls.

Gyms & Fitness

Split payments between multiple accounts (e.g. rent, dues, party fund).

Fraternities & Social Clubs

In-person and recurring online payments all under one system.

Parking & Storage

Payload is designed to tackle the unique billing, reporting, and compliance hurdles faced by companies with subscription fee business models. Whether you are a software service looking to integrate payment functionality for your third-party clients or you are developing an in-house solution for a specific SaaS product, the Payload API makes it fast, safe, and secure.

Subscription billing and payments

SaaS Platforms

Take control over the entire experience through a complete back end API approach or fast track your integration leveraging any of our off the shelf UIs.

Payload handles PCI compliance, encryption, KYC, AML, and fraud prevention so your platform can process payments securely without the operational burden.

Turn payments into a revenue stream. Payload lets you set pricing, capture processing fees, and automate revenue sharing — all while providing a seamless experience for your customers.

Embed a turnkey enrollment form with built-in KYC, compliance, and identity verification.

Onboard Accounts

Split payments across multiple parties with per-transaction transfer routing.

Route Funds

Drop-in React components for PCI-compliant checkout with full design control.

Embed Checkout

Disburse funds in real time via RTP, FedNow, or push-to-debit.

Instant Payouts

Simple, expressive APIs with native SDKs for Node.js, Python, Go, Ruby, Java, and .NET. Process your first payment in minutes, not weeks.

Intelligent KYC, identity verification, and compliance workflows for any business model or platform type — designed around the compliance and risk profile your platform requires.

Grow revenue by supporting every way businesses get paid. Whether it is collecting, billing, or managing recurring payments, every workflow is covered.

Receive Payments

Securely send outbound payouts for commission payments, disbursements, vendor payments, claim payments, and more to automate all payables.

Send Payouts

Cards, pay by bank, instant payments — accept and send across every rail from one platform.

Define pricing across every dimension — by payment method type, who absorbs the fee, how it's collected, and where the rule applies. From profile-level defaults to transaction-level overrides, Payload gives your platform complete control over billing logic.

Contact us to see how fast you can launch, monetize, and scale with Payload.

Fully embed and monetize payments without the headache and cost of becoming a payments company.  Payload offers platforms the ability to securely integrate payments to enhance customer experience, increase adoption, and capture additional revenue.

Embedded payments for software platforms

Platform

Accept Any Payment

Send Any Payout

Client Payment Page & Portal

Client Invoicing

Powerful Reporting

Payload offers a seamless, compliant payment solution for law firms. Simplify and effortlessly manage client billing, attorney fees, and disbursements, all while ensuring smooth integration with your current legal software.

Send customized payment requests or set up secure payment pages to accept retainers, settlements, consultation fees, and inbound co-counsel payments. Built for the operational realities of legal payments — IOLTA trust account routing, automatic separation of earned and unearned funds, and chargeback handling that protects client trust balances. Processing fees never debit IOLTA accounts.

Generate, send, and collect on matter invoices without leaving your billing workflow. Schedule recurring invoices for general counsel and subscription matters, set autopay on retainers, and apply late fees automatically.

Automate your firm's payables with Payload's outbound payment platform.
Send referral fees, co-counsel disbursements, settlement payouts, expert witness payments, and vendor bills. Route funds directly from operating or trust accounts based on the payment type — without manual reclassification.

Payload comes with an intuitive dashboard that makes it easy for teams to manage payments. Reconcile trust and operating activity in one place, with audit-ready transaction histories, three-way reconciliation support, and exportable reports for your accountant or bar audit. Custom reports map directly to your firm's chart of accounts.

Maximize revenue with flexible pricing options alongside volume thresholds that suit any firm. Options to pass card fees to payers, split fees, utilize level three data and volume discounts.

Choose your integration level from a no-code, low-code, or deep platform integration using the innovative API components of your choice.

IOLTA-compliant payments for collecting retainers, holding trust funds, billing matters, and sending disbursements — in one platform.

IOLTA, Invoicing, Co-counsel payments

Legal Payments

Enterprise-grade payment infrastructure designed for the demands of large-scale, multi-entity operations.

Complete and customizable drop-in checkout experience

Embedded Checkout

Payment Pages

Payment Requests

Full design control, zero security overhead

Payment Forms

Complete control via direct API integration

Payment APIs

Not every enterprise team wants to build payment forms from the ground up. Payload's modular UI components let your team embed secure, white-labeled payment experiences in days — not months.

Simple, expressive APIs with predictable responses and native SDKs. Payload's developer experience is designed to minimize onboarding time and maximize productivity.

Rates tailored to your transaction volume and business profile

Volume-Based Pricing

Full transparency with pass-through interchange and a fixed margin

Interchange-Plus

No monthly minimums, setup fees, or long-term contracts

Zero Platform Fees

Earnest Money, fees, commissions, rentals

For Real Estate

Trust accounting, retainers, settlement payouts

For Legal

Embedded payments, partner payouts, white-label

For Platforms

Premium collection, claims payouts, commissions

For Insurance

Invoicing, retainers, project billing, client payouts

For Professional Services

Financial infrastructure that understands context. Deep integrations built around your exact workflows — complete with the financial products, compliance guardrails, and payment flows tailored to how your business operates.

Payload delivers the scale, security, and configurability that enterprise organizations demand. From complex fund flows to multi-entity management, our platform handles the payment infrastructure so your team can focus on growth.

Scalable payments for large organizations

Enterprise

Chasing checks, reconciling bank statements by hand, copying payment data between systems — none of this is your job. Payload's off-the-shelf tools give you a professional payment operation from day one. No developer required.

Payload's turn-key solution bundles everything a small or medium business or early-stage startup needs into a single, easy-to-use platform. No engineers required.

Financial infrastructure that understands context. No-code solutions to get up and running fast, or deep integrations built around your exact workflows — complete with the financial products, compliance guardrails, and payment flows tailored to how your business operates.

Pass card fees to customers with convenience fees

Zero-Cost Processing

Choose the pricing model that works best for your business

Flat-Rate or Interchange-Plus

Get started risk-free with no commitments

No Setup or Cancellation Fees

Start accepting payments, managing cash flow, and growing your business with Payload.

Payload's off-the-shelf platform has everything a growing business needs to accept payments, send payouts, and manage cash flow — no development required. 

Simple, affordable payments to get started

Small/Medium Businesses

Payload's client invoicing and auto-pay tools make automating billing workflows for professional services simple.

Direct Funds into Trust  or Managing Accounts

IOLTA-compliant

Payload provides complex disbursement functionality and simple controls to ensure businesses stay compliant with all legal and industry regulations.

Intuitive Dashboards

Advanced Security  & Dispute Management

Advanced Reporting  and Analytics

Integrates with Top Platforms

Payload comes with a suite of intuitive merchant dashboards that make it easy for professional services teams to control, track and generate reports on payments.

CPA, Legal, Consulting, and Engineering firms

Professional Services

Industry Solutions